Maternity, Paternity & Sick Pay Calculator

See exactly how your income changes during maternity leave, paternity leave, or sick leave. Compare statutory pay with your employer's enhanced scheme and plan your finances around the income gap.

Income loss

£29,669

£
£10k£200k
039
033
£
£0£50k
£
£0£3k

Income loss over 52 weeks

£29,669

vs full salary of £40,000/yr

Total leave pay

£10,331

£861/mo avg

Normal salary

£3,333/mo

£40,000/yr

Your maternity pay breakdown

90% of salary6 weeks at £692/wkStatutory rate33 weeks at £187.18/wkUnpaid leave13 weeks

Monthly income during leave

Full salary£0£916.6666666666667£2k£3k£4kMon 1Mon 3Mon 5Mon 7Mon 9Mon 11
Leave pay
Full salary

Month-by-month breakdown

Month-by-month maternity pay breakdown showing leave pay, full salary comparison, and income gap
MonthLeave payFull salaryGap
1£3,000£3,333-£333
2£1,653£3,333-£1,680
3£811£3,333-£2,522
4£811£3,333-£2,522
5£811£3,333-£2,522
6£811£3,333-£2,522
7£811£3,333-£2,522
8£811£3,333-£2,522
9£811£3,333-£2,522
10£0£3,333-£3,333
11£0£3,333-£3,333
12£0£3,333-£3,333

2025/26 statutory rates

SMP: 6 wks at 90% of earnings, then 33 wks at £187.18/wk (or 90% if lower)

SPP: 2 wks at £187.18/wk (or 90% if lower)

SSP: £118.75/wk for up to 28 wks (3 waiting days)

Source: gov.uk rates and thresholds 2025-26