Total Compensation Calculator
See what your full package is really worth. Base salary, bonus, equity, pension, and benefits — broken down after UK tax. Updated for the 2025/26 tax year.
Total package
£69,000/yr
£3,910/mo take-home
= £6,000 bonus
Pension
= £3,000/yr into your pension
Total compensation package
£69,000/yr
£5,750/mo
Monthly take-home
£3,910
£46,923/yr
Effective hourly
£24.06/hr
Based on 37.5 hrs/wk
27.65% of your package goes to deductions. Some of your income is taxed at the higher rate.
Package composition
Where your money goes
Keep rate
71.1%
Effective rate
27.65%
Total deducted
£19,077
Bonus marginal keep rate
55.1%
£6,000 bonus
you keep ~£3,306
Your bonus sits on top of your base salary, so it's taxed at your highest marginal rate.
Employer pension: hidden value
Your employer contributes £3,000/yr to your pension — that's £250/mo of tax-free savings. With salary sacrifice, you also save NI on your own 5% contribution.
How is total compensation calculated?▼
Base salary + bonus + equity/RSUs all go through PAYE — they're taxed as employment income at your marginal rate (income tax + National Insurance + student loans).
Employer pension contributions are tax-free to you. They don't appear in your payslip or bank account, but they're a real part of your package value — it's money your employer spends on you.
Benefits in kind (private medical, gym membership, etc.) have a cash value that HMRC adds to your taxable income. You pay tax on the benefit even though you don't receive cash — this is called BIK tax.
RSUs/equity are taxed as income on the day they vest, at your marginal rate. Any future gain on the shares (if you hold them) would be subject to Capital Gains Tax separately.