Property
Whether you're buying your first home, remortgaging, or investing in buy-to-let, these tools model the real numbers — stamp duty, monthly payments, total cost, and more.
Calculate your monthly mortgage payment based on property price, deposit, interest rate, and term. Instant results with amortization chart.
Estimate how much you can borrow for a mortgage based on your income, commitments, and lender multiples (3x–4.5x).
See how much time and interest you save by overpaying your mortgage. Compare overpayment vs investing.
Calculate stamp duty land tax on your property purchase. First-time buyer relief and additional property surcharge included.
Compare the total cost of renting vs buying over time. See when buying becomes cheaper with a month-by-month simulation.
Calculate your shared ownership monthly costs including mortgage, rent on the unowned share, and service charges. Compare vs renting or buying outright with affordability verdicts.
Compare two mortgage deals side by side. See total cost including fees, monthly payments, and which deal saves you more.
Calculate whether remortgaging saves you money. Break-even analysis including early repayment charges and fees.
See your full mortgage payment schedule month by month or year by year. Principal, interest, and remaining balance with CSV export.
Find out your remaining mortgage balance after a given number of years. See principal paid, interest paid, and a balance-over-time chart.
Calculate your loan-to-value ratio. See which LTV band you're in, what rates are available, and what property value would lower your LTV.
Calculate the total upfront cash you need to buy a house: deposit, stamp duty, solicitor fees, survey, moving costs, and mortgage fees — all in one place.
Calculate how long it takes to save for a house deposit. See your projected savings date and track progress with a growth chart.
Your complete first-time buyer journey: salary to take-home pay, mortgage affordability, stamp duty, monthly costs, and a full-picture verdict — all on one page.
Calculate gross and net rental yield, annual profit, monthly cash flow, and ROI vs deposit for your buy-to-let property. Compare to index fund returns.
Calculate your buy-to-let profit after mortgage, costs, and Section 24 tax. Includes stamp duty with 5% surcharge, rental coverage stress test, and cash-on-cash return.
Calculate the total cost of moving house: estate agent fees, stamp duty, conveyancing, surveys, removals. See your equity and additional funding needed.
Calculate how much equity you could release from your home. See compound interest cost over 10-30 years, remaining equity projections, and inheritance impact. UK lifetime mortgage calculator for ages 55+.
Calculate how much it costs to extend your lease. See the premium breakdown (ground rent loss, reversion, marriage value), professional fees, and the 80-year cliff. UK flat lease extension calculator.
Calculate your property flip profit after stamp duty, renovation, bridging finance, holding costs, agent fees, and tax. See ROI, 70% rule check, and full P&L breakdown.
Should you prepay your home loan or invest in mutual funds? Compare both strategies side by side. See interest saved vs SIP returns, break-even rate, and a clear verdict.
Compare renting vs buying a home in India. Factor in stamp duty (5-8%), low rental yields (2-3%), Section 24(b) tax benefits, property appreciation, and equity MF returns. Get a clear verdict.
Find out the maximum property you can afford based on your monthly income, existing EMIs, and FOIR. See max loan, down payment, stamp duty, registration, and total upfront cost.
Calculate how long it takes to save for a house deposit. See your projected savings date and track progress with a growth chart.
Calculate gross and net rental yield, annual profit, monthly cash flow, and ROI vs deposit for your buy-to-let property. Compare to index fund returns.